Dr Nikoletta Kleftouri is working as a Bank Expert in the European Banking Authority. She was previously a Legal Counsel of the UK Prudential Regulation Authority and a member of the Policy Division of the Resolution Directorate in the Bank of England. She holds a doctorate in Banking Law and an LLM in Commercial Law, and has published a number of articles in leading financial law journals. In July 2015, she published a book with Oxford University Press, which is the first to provide a comparative approach covering deposit protection and bank resolution regimes in the UK, EU and US. She has also worked as a Research Assistant to the Chair for Law and Finance at the University of Zurich. She speaks Greek, English, German and French.